Attention homeowners: Real estate appraisal services for in Dearborn and Wayne County

The top seven reasons why MI homeowners hire Avvisati & Associates:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to reduce a mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a MI divorce, where real estate needs to be divided
Determine the true market value of real estate in question to settle an estate

Own a home in or near Dearborn, MI and need help determining the value of it?
Contact Avvisati & Associates.

We at Avvisati & Associates understand the unique needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Avvisati & Associates, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value assessment than yours.

Need to cancel PMI?

A fashionable money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are experienced in helping clients just like you abolish unneeded PMI insurance.

Challenging Wayne county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's declining or not appreciating as much as other houses close by. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. When challenging your property tax assessment, getting an expert appraisal from Avvisati & Associates is your chief weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. Avvisati & Associates can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for precision, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.